:root{--navy:#07365e;--navy2:#04243e;--blue:#0f84cf;--sky:#4ab8ec;--ink:#17344d;--muted:#657d8f;--line:#dbe7ef;--soft:#f4f9fc;--white:#fff;--shadow:0 18px 48px rgba(6,52,88,.10)}
*{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}
body{font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:#fff;line-height:1.55}
a{color:inherit;text-decoration:none}img{display:block;width:100%;object-fit:cover}
button,input,select,textarea{font:inherit}button{cursor:pointer}.wrap{max-width:1440px;margin:0 auto;padding:0 30px}
section{padding:88px 0}.eyebrow{font-size:12px;font-weight:900;letter-spacing:.15em;text-transform:uppercase;color:var(--blue);margin-bottom:13px}
h1,h2,h3,h4{color:var(--navy)}h1{font-size:clamp(50px,7vw,88px);line-height:.95;letter-spacing:-.045em;font-weight:900}
h2{font-size:clamp(38px,5vw,60px);line-height:1.03;letter-spacing:-.035em}.lead{max-width:820px;color:var(--muted);font-size:18px;margin-top:18px}
.actions{display:flex;gap:13px;flex-wrap:wrap;margin-top:30px}.btn{display:inline-flex;align-items:center;justify-content:center;min-width:170px;padding:16px 24px;border-radius:3px;font-size:13px;font-weight:900;letter-spacing:.03em}
.btn.primary{background:var(--blue);color:#fff}.btn.outline{border:2px solid var(--blue);color:var(--blue);background:#fff}
.site-header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.98);border-bottom:1px solid var(--line);backdrop-filter:blur(8px)}
.nav{min-height:100px;display:flex;align-items:center;justify-content:space-between;gap:24px}.logo img{width:310px;max-height:84px;object-fit:contain;object-position:left center}
.menu{display:flex;align-items:center;gap:20px;font-size:12px;font-weight:900;color:#173c5d}.menu>a,.dropdown>a{padding:40px 0;position:relative;display:block}
.menu>a:hover,.dropdown>a:hover,.menu>a.active,.dropdown>a.active{color:var(--blue)}
.menu>a.active:after,.dropdown>a.active:after{content:"";position:absolute;left:0;right:0;bottom:25px;height:3px;background:var(--blue)}
.quote-link{background:var(--blue);color:#fff!important;padding:14px 18px!important;border-radius:3px}.quote-link:after{display:none!important}
.dropdown{position:relative}.dropdown-menu{display:none;position:absolute;top:78px;left:-20px;min-width:245px;background:#fff;border:1px solid var(--line);box-shadow:var(--shadow);padding:10px}
.dropdown:hover .dropdown-menu,.dropdown:focus-within .dropdown-menu{display:block}.dropdown-menu a{display:block;padding:11px 12px;font-size:12px;color:#24465f;border-radius:4px}
.dropdown-menu a:hover{background:var(--soft);color:var(--blue)}.burger{display:none;border:0;background:none;font-size:30px;color:var(--navy)}
.hero{background:radial-gradient(circle at 82% 18%,rgba(74,184,236,.20),transparent 19%),radial-gradient(circle at 76% 64%,rgba(15,132,207,.10),transparent 20%),linear-gradient(135deg,#f8fcfe 0%,#edf8fd 58%,#fbfeff 100%);border-bottom:1px solid var(--line)}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:48px;align-items:center;min-height:615px}.hero-copy{padding:48px 0}.hero-copy p{font-size:19px;color:#4b6578;max-width:690px;margin-top:23px}
.hero-panel{background:#fff;border:1px solid var(--line);box-shadow:var(--shadow);border-radius:10px;padding:30px}.hero-panel h3{font-size:27px}
.hero-list{display:grid;gap:12px;margin-top:18px}.hero-item{display:flex;gap:12px;padding-top:12px;border-top:1px solid #edf3f7}.hero-item:first-child{border-top:0;padding-top:0}
.dot{width:9px;height:9px;background:var(--blue);border-radius:50%;margin-top:7px;flex:0 0 auto}.hero-item b{display:block;color:var(--navy)}.hero-item span{display:block;color:var(--muted);font-size:14px}
.page-hero{background:linear-gradient(135deg,#f8fcfe,#edf8fd);border-bottom:1px solid var(--line)}.page-hero-grid{display:grid;grid-template-columns:1fr .88fr;gap:48px;align-items:center;min-height:480px}
.page-hero-image{height:380px;border-radius:8px;overflow:hidden;box-shadow:var(--shadow)}.page-hero-image img{height:100%}.breadcrumb{font-size:12px;font-weight:800;color:var(--blue);margin-bottom:16px}.breadcrumb a:hover{text-decoration:underline}
.quick{display:grid;grid-template-columns:repeat(4,1fr);border:1px solid var(--line);background:#fff;box-shadow:var(--shadow);border-radius:14px;overflow:hidden;margin-top:-34px;position:relative;z-index:5}
.quick article{padding:24px 25px;border-right:1px solid var(--line)}.quick article:last-child{border-right:0}.quick strong{display:block;color:var(--navy);font-size:16px;margin-bottom:5px}.quick span{color:var(--muted);font-size:13px}
.card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:40px}.card{border:1px solid var(--line);background:#fff;overflow:hidden;box-shadow:0 8px 22px rgba(7,54,94,.04);transition:.2s}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}.card img{height:245px}.card.no-photo{padding:28px;min-height:270px}
.card-body{padding:24px}.card-body b,.card.no-photo>b{font-size:11px;letter-spacing:.12em;color:var(--blue)}.card-body h3,.card.no-photo h3{font-size:24px;margin:8px 0}
.card-body p,.card.no-photo p{font-size:15px;color:var(--muted)}.text-link{display:inline-block;margin-top:15px;color:var(--blue);font-size:13px;font-weight:900}
.split{display:grid;grid-template-columns:1fr 1fr;gap:54px;align-items:center}.split-copy p{color:var(--muted);font-size:17px;margin-top:16px}
.content-list{display:grid;gap:12px;margin-top:22px}.content-list li{list-style:none;padding-left:18px;position:relative;color:var(--muted)}.content-list li:before{content:"";position:absolute;left:0;top:8px;width:8px;height:8px;border-radius:50%;background:var(--blue)}
.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:28px}.stat{background:var(--soft);border-top:3px solid var(--blue);padding:18px}.stat strong{display:block;font-size:18px;color:var(--navy)}.stat span{font-size:13px;color:var(--muted)}
.dark-section{background:var(--navy2);color:#fff}.dark-section h2,.dark-section h3{color:#fff}.dark-section .lead{color:#cadbe5}
.feature-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:15px;margin-top:38px}.feature{background:#0b416d;border:1px solid rgba(255,255,255,.11);padding:26px;min-height:190px}
.feature b{font-size:11px;letter-spacing:.12em;color:#6acbf4}.feature h3{font-size:20px;margin:22px 0 7px}.feature p{font-size:14px;color:#cadbe5}
.process{background:#eef7fc}.steps{display:grid;grid-template-columns:repeat(5,1fr);border:1px solid var(--line);background:#fff;margin-top:38px}.step{padding:27px;border-right:1px solid var(--line)}
.step:last-child{border-right:0}.step b{display:block;color:var(--blue);font-size:13px;margin-bottom:23px}.step h3{font-size:19px;margin-bottom:8px}.step p{font-size:14px;color:var(--muted)}
.table-wrap{overflow:auto;margin-top:30px;border:1px solid var(--line)}table{width:100%;border-collapse:collapse;background:#fff}th,td{padding:15px 16px;border-bottom:1px solid var(--line);text-align:left;font-size:14px}
th{background:var(--soft);color:var(--navy)}tr:last-child td{border-bottom:0}.faq{background:var(--soft)}.faq-list{max-width:980px;margin-top:35px}
details{background:#fff;border:1px solid var(--line);padding:0 20px;margin-bottom:10px}summary{cursor:pointer;font-weight:800;color:var(--navy);padding:18px 0}details p{padding:0 0 18px;color:var(--muted)}
.quote-section{background:#e8f5fb}.quote-grid{display:grid;grid-template-columns:.82fr 1.18fr;gap:50px;align-items:start}
form{background:#fff;border:1px solid var(--line);box-shadow:var(--shadow);padding:28px;display:grid;grid-template-columns:1fr 1fr;gap:14px}
input,select,textarea{width:100%;border:1px solid #cbdce7;background:#fff;padding:15px;color:var(--ink)}textarea{grid-column:1/-1;min-height:135px;resize:vertical}
.full{grid-column:1/-1}form button{grid-column:1/-1;border:0;background:var(--blue);color:#fff;padding:17px;font-weight:900}.form-note{grid-column:1/-1;font-size:12px;color:var(--muted)}
.hp{position:absolute!important;left:-5000px!important}.contact-panel{background:var(--navy2);color:#fff;border-radius:10px;padding:28px;margin-top:25px}.contact-panel h3{color:#fff}.contact-panel p{color:#d3e2eb;margin-top:8px}
.legal{max-width:900px}.legal h2{font-size:30px;margin-top:34px}.legal p,.legal li{color:var(--muted);margin-top:12px}.legal ul{padding-left:20px}
footer{background:#031d33;color:#b8ccda;padding:48px 0}.footer-grid{display:grid;grid-template-columns:1.3fr .75fr .75fr;gap:44px}.footer-logo{width:285px;max-height:86px;object-fit:contain;object-position:left center;filter:brightness(0) invert(1);opacity:.96}
footer h4{color:#fff;margin-bottom:12px}footer a{display:block;margin:6px 0;font-size:14px}footer p{font-size:14px}.copyright{border-top:1px solid rgba(255,255,255,.12);margin-top:30px;padding-top:18px;font-size:12px}.center{text-align:center}
@media(max-width:1120px){.burger{display:block}.menu{display:none;position:absolute;top:100px;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);padding:18px 28px;flex-direction:column;align-items:flex-start;gap:4px}.menu.open{display:flex}.menu>a,.dropdown>a{padding:9px 0}.dropdown{width:100%}.dropdown-menu{display:block;position:static;box-shadow:none;border:0;padding:4px 0 4px 14px}.dropdown-menu a{padding:7px 0}.hero-grid,.page-hero-grid,.split,.quote-grid{grid-template-columns:1fr}.card-grid{grid-template-columns:1fr 1fr}.feature-grid{grid-template-columns:1fr 1fr}.quick{grid-template-columns:1fr 1fr}.quick article:nth-child(2){border-right:0}.quick article:nth-child(-n+2){border-bottom:1px solid var(--line)}.steps{grid-template-columns:1fr 1fr}.step{border-bottom:1px solid var(--line)}}
@media(max-width:700px){.wrap{padding:0 18px}section{padding:70px 0}.nav{min-height:84px}.logo img{width:205px}.menu{top:84px}h1{font-size:48px}.hero-grid{min-height:auto}.page-hero-grid{min-height:auto;padding:40px 0}.page-hero-image{height:320px}.quick,.card-grid,.feature-grid,.steps,.stats{grid-template-columns:1fr}.quick article{border-right:0;border-bottom:1px solid var(--line)!important}.quick article:last-child{border-bottom:0!important}form{grid-template-columns:1fr}textarea,.full,form button,.form-note{grid-column:auto}.footer-grid{grid-template-columns:1fr}}